Forum starts in
 

4.3. New Trends in Housing Development Financing and Mortgage Lending

Thursday, 17 May
14:30 - 16:00

Hall #4, General Staff Building (6-8, Dvortsovaya sq.)

{logo}

The development of the housing sector and the increasing affordability of housing in the Russian Federation are inextricably linked with the development of the mortgage housing finance market, as well as the development of various forms of housing financing.

In recent years, Russia has taken a number of systemic measures aimed at improving housing affordability (a unified institute for development in the housing sector was formed, a compensation fund for shared construction was created, changes to the legislation were made in order to introduce an e-mortgage).

Moreover, the Government of the Russian Federation is currently implementing the priority project "Mortgage and rental housing" (approved by the Presidium of the Presidential Council for Strategic Development and Priority Projects), within the framework of which various proposals are being worked out for introducing amendments to the legislation of the Russian Federation, as well as the work on the implementation of the Roadmap for the gradual replacement of the citizens’ funds involved in the development of the apartment buildings and other real estate by the bank loans and other forms of financing that minimize the risk to civilians (approved by the Chairman of the Government of the Russian Federation).

These and other areas of development of the housing construction financing and mortgage lending are planned to be discussed within the DOM.RF discussion session.

Issues for discussion:

  • The development of the mortgage housing loans and mortgage securities:
    • Legal aspects of the development of online mortgage (including the identification of borrowers and their use of biometric data in mortgage lending issues), the implementation of the e-mortgage (bond);
    • the mortgage coverage of the claims for loans, secured by the pledge of claims under the agreements for participation in equity construction.
  • The improvement of the foreclosure and sale of mortgaged property mechanisms.
  • The mitigation of risks of investors and lending institutions that finance the housing construction (including the improvement of the escrow account mechanisms for citizens' funds attraction and the development of the other forms of financing).

Foreign regulatory practices in the field of attracting investment in housing construction.

Moderator

Aleksandra Makovskaya

Head of the Department of Legislation on Legal Entities, Alexeev Private Law Research Centre under the President of the Russian Federation

Speakers

Nikita Stasishin

Deputy Minister of construction housing and utilities of the Russian Federation

Roman Bevzenko

Partner, Pepeliaev Group

Aleksandr Vasilev

Head of the Direction of Development of Information Systems, DOM.RF

Biography

Education, academic degree:

Voronezh State Technical University

Specialty: CAD

Qualification: Engineer

Professional experience:

I have 16 years’ experience of working in IT, 14 years in commercial banks, 13 years on leading positions. I have a deep knowledge of information systems of different types, a deep knowledge of bank cards business and of banking operational systems and procedures.

Specialist area, professional interests:

I have the competence to implement innovative projects using blockchain technology, BIG DATA, machine learning.

Achievements, rewards:

Best creating of the processing system at the BPC Transformation Awards competitions 2013 (Baltic Financial Agency)

Best creating of the processing system at the BPC Transformation Awards competitions 2011 (National Reserved Bank)

Implemented live projects on blockchain technology.

Publications, scientific works:

A lot of publications and comments in newspapers and electronic media: Delovoy Petersburg, Kommersant, Bank Review, Vedomosti, PRAVO.RU, bankir.ru, banki.ru, etc.

Tatyana Golova

Head of Investment and Project Finance Legal Support Division, Gazprombank JSC

Anna Popova

Vice-president, Sberbank

David Reiss

Professor of Law, Brooklyn Law School

Viktoriya Tsytrina

Chief legal officer, Etalon Group


* The Programme may be subject to change